The FlexTrust LLC™

Complete Privacy, Asset Protection, and Probate Avoidance in One Structure

Become invisible to public searches. Shield your assets from lawsuits. Avoid probate entirely.

360NetWorth, Inc. | Founded 2003

DANGER: Your Assets Are Public Record

Anyone can see what you own, where you live, and your net worth in 60 seconds online. One lawsuit can wipe out your entire real estate portfolio. Don't let decades of work disappear because you skipped proper asset protection.

While You're Waiting for the Police...
They're Already Looking You Up

You're sitting at a red light. Someone rear-ends you—clearly their fault.

You exchange information. While waiting for police, you notice the other driver on their phone.

They're not calling their insurance company.

They're searching your name.

Within 60 seconds, they can find:

They haven't even talked to an attorney yet. But they already know you own 6 rental properties and a nice house in a good neighborhood.

Why? Because they know you have assets to pursue.

Everything You Own Is Public Record

Your Financial Life Is an Open Book

What anyone can discover about you in 5 minutes online:

Property Records (County Appraisal District)

  • Every property you own
  • Purchase price and current value
  • Property taxes you pay
  • Your home address
  • Mortgage information

Business Records (Texas Secretary of State)

  • Every LLC or corporation you've formed
  • Your name as owner/manager
  • Business address (often your home)
  • When entities were formed

Other Public Records

  • Court records and lawsuits
  • Professional licenses
  • Property sales history
  • Judgments and liens

All of this is free, online, and searchable by anyone.

How Attorneys Decide Who to Sue

You Don't Control Whether You're Sued - But You Can Control What They Find

When someone gets injured, their attorney does immediate research:

Public Records Search

  • Does this person own real estate?
  • Do they own businesses?
  • What's the approximate asset value?
  • Do they have insurance?

Decision Whether to Pursue

  • Minimal assets visible → Settle for insurance policy limits only
  • Significant assets visible → File lawsuit for maximum damages

❌ Scenario A: Everything Public

  • County records show 8 rental properties
  • Total appraised value: $2.4M
  • 3 LLCs in your name
  • $600K house

Attorney's decision: "File lawsuit for $500,000+"

✓ Scenario B: Anonymous Structure

  • No properties in your name
  • No businesses in your name
  • Appear to rent an apartment
  • No obvious assets

Attorney's decision: "Settle for insurance limits, not worth pursuing"

Owning Property in Your Own Name Creates Three Major Problems

❌ PROBLEM #1: UNLIMITED LIABILITY

Owning property in your personal name means unlimited exposure. One lawsuit can reach ALL your assets - not just the property where the problem occurred.

❌ PROBLEM #2: PUBLIC RECORD

Your affairs are completely public. Anyone can see what you own, where you live, and your approximate net worth. You're advertising your assets to potential plaintiffs.

❌ PROBLEM #3: PROBATE

When you die, your assets transfer through probate - a public, expensive, time-consuming court process. Your heirs wait 6-12 months while your estate is frozen. Court fees and attorney costs drain your estate.

The Result: Maximum vulnerability, zero privacy, costly estate transfer.

The Ideal Structure

What If You Could Solve All Three Problems Simultaneously?

🛡️

Asset Protection

Minimize the risk of lawsuits and protect your net worth if you are sued. Separate legal entities shield your personal assets from business liabilities.

🔒

Complete Privacy

Your affairs are private. No one can discover what you own through public searches. Your name doesn't appear on property records or business filings.

⚖️

Probate Avoidance

Assets transfer immediately to your heirs without court involvement. No waiting, no public record, no probate fees. Seamless estate transition.

😌

Peace of Mind

Know that your assets and family are protected - now and in the future. Sleep well knowing you're prepared for whatever comes.

The Result: Triple protection in one structure - privacy, protection, and estate planning combined.

Introducing The FlexTrust LLC™

The Only Structure That Delivers Privacy, Protection, and Estate Planning in One Vehicle

What is the FlexTrust LLC?

It's a trust-formed Series LLC that combines:

This trust is not an ordinary trust. This LLC is not an ordinary LLC.

Together, they create a structure where:

  • Your name appears nowhere in public records
  • Each property is protected in its own separate series
  • Everything transfers seamlessly when you die—no probate
  • You maintain complete control during your lifetime

Ready to Become a Financial Ghost?

Schedule your free consultation to learn how the FlexTrust LLC can protect your assets

Schedule Free Consultation

Understanding The Structure

Form the FlexTrust (Anonymous Trust)

A revocable living trust that never gets filed anywhere. No public record exists. The creator's identity is known only by the trustee and advisors.

Critical Privacy Rule: Never use your name in the trust name.

  • Good: "2025 Family Trust" (anonymous)
  • Bad: "The John Smith Trust" (identifies you)

Form Series LLC

The trust becomes the organizer of a Series LLC. By law, each series is legally distinct with its own assets and liabilities.

The Protection: Lawsuit at Property in Series A cannot reach properties in Series B, C, or D.

The Savings: One state filing ($300), one tax return vs. multiple separate LLCs.

What Public Records Show:

Property deed: Owned by "Austin Holdings LLC, Series A"
✓ No individual name appears

LLC filing: Formed by "2025 Family Trust"
✓ No individual name appears

Registered agent: Professional service
✓ No individual name appears

The Privacy Layer

To connect you to your properties, someone would need to:

  1. File a lawsuit against the LLC
  2. Conduct formal discovery
  3. Subpoena LLC records
  4. Eventually identify you as beneficial owner

But here's the key: They have to file the lawsuit BEFORE knowing whether you have assets worth pursuing. Most attorneys won't take that risk.

The Four Major Benefits

Why the FlexTrust LLC Is Superior to Standard Structures

👻

TOTAL ANONYMITY

Your name appears nowhere: Not on property deeds, not in Secretary of State filings, not searchable in public records. You become a "financial ghost".

🛡️

ASSET PROTECTION

Each property is isolated in its own series. Lawsuit at Property A doesn't affect Properties B, C, D. LLC provides liability shield.

⚖️

PROBATE AVOIDANCE

Trust ownership means no probate. Properties transfer immediately when you die. No court process, no public record, no probate fees.

🔄

SEAMLESS ESTATE TRANSITION

Everything continues operating. Successor trustee manages LLC, properties stay in same series, no disruption to tenants or operations.

Plus: Tax neutral structure. No change to your tax situation. Income and losses flow through to your personal return exactly as before.

Who Needs The FlexTrust LLC?

Is Anonymous Formation Right for You?

Ideal for:

Real Estate Investors

  • Multiple rental properties
  • Concerned about lawsuit targeting
  • Want privacy and protection
  • Plan to grow portfolio over time

High-Net-Worth Individuals

  • Significant assets to protect
  • Value privacy
  • Want to avoid predatory lawsuits
  • Concerned about public exposure

Business Owners

  • Own business real estate
  • Multiple business entities
  • Want to separate business from personal
  • Concerned about competitor intelligence

Anyone Who Values Privacy

  • Prevent stalking or harassment
  • Control information exposure
  • Avoid targeted marketing
  • Keep business dealings private

The Test:

If you answer YES to 5 or more questions, the FlexTrust LLC is likely right for you:

  • Do you own 3+ properties (or plan to)?
  • Are you concerned about lawsuit exposure?
  • Do you want your assets to be private?
  • Do you want to avoid probate?
  • Are you willing to maintain proper structure?
  • Do you value peace of mind?
  • Are you building wealth to preserve?
  • Want heirs to inherit smoothly?
  • Concerned about creditors?
  • Want a "set it and maintain it" structure?

Privacy in Action

What Changes When You Implement FlexTrust LLC

❌ BEFORE (Typical Structure)

Public records show:

  • Your home address
  • 6 rental properties you own
  • Total appraised value: $2.4M
  • 3 LLCs with your name as manager
  • Estimated net worth: $1M+

Potential plaintiff's conclusion:
"This person has significant assets. File lawsuit for $500,000."

✓ AFTER (FlexTrust LLC Structure)

Public records show:

  • Nothing (or minimal information)
  • No properties listed
  • No businesses listed
  • Appears to rent an apartment
  • No obvious assets

Potential plaintiff's conclusion:
"This person has minimal assets. Settle for insurance limits. Not worth pursuing."

The Deterrence Effect

Most plaintiff attorneys work on contingency (only get paid if they win). They evaluate cases based on:

  • Likelihood of recovery
  • Asset research showing clear targets
  • Cost vs. benefit analysis

Unknown assets = unknown recovery = risky case

They prefer "sure things" where public records clearly show valuable assets to pursue.

Make yourself an uncertain target, and you avoid many lawsuits entirely.

Common Questions Answered

Frequently Asked Questions

Q: Is this legal?

A: Absolutely. Anonymous LLC formation is completely legal. You're not hiding assets from the government (IRS still gets tax returns). You're not evading taxes. You're simply choosing not to make private business information publicly searchable. It's the same as having an unlisted phone number or P.O. Box.

Q: Doesn't this look suspicious?

A: No. Many legitimate businesses use anonymous structures: celebrities, executives, business owners protecting competitive information, real estate investors, anyone who values discretion. It's standard practice in sophisticated business planning.

Q: Won't this make it harder to do business?

A: No. The LLC functions normally: opens bank accounts, signs contracts, buys and sells property. The only difference is public searchability. Banks, title companies, and lenders work with trust-owned LLCs regularly.

Q: What if I'm sued anyway?

A: The LLC still provides asset protection (if properly maintained). The anonymity just makes you less likely to be targeted in the first place. If sued, discovery eventually reveals ownership - but they already filed the lawsuit without knowing your assets.

Q: Can I do this myself?

A: Technically possible, but risky. Easy to make mistakes that destroy privacy: using your address in filings, signing as organizer, listing yourself in optional fields. Professional formation ensures every step preserves privacy.

Warning: DIY Risks

Why Professional Formation Is Essential

The FlexTrust LLC requires precision at every step. One mistake can destroy your privacy, eliminate asset protection, or create tax problems.

The 9-Step Process:

  1. Draft an anonymous trust with proper naming
  2. Form Series LLC with trust as organizer
  3. Prepare operating agreement
  4. Create series via board resolutions
  5. Transfer property deeds correctly
  6. Update property insurance
  7. Open separate bank account
  8. Establish proper accounting
  9. Implement ongoing compliance

Common DIY Mistakes:

The Problem:

You won't know you made a mistake until you need the protection.

When do you discover your LLC doesn't work?

  • When you're being sued
  • When a creditor is trying to seize assets
  • When you die and your heirs face probate

By then, it's too late to fix it.

Don't Risk DIY Mistakes

Get professional formation with 40+ years of proven experience

Schedule Free Consultation

A Word About Probate

Understanding Your Two Estates

Before considering any estate planning, understand: You have TWO estates:

✓ Assets That Transfer Automatically

WITHOUT court:

  • Life insurance
  • Retirement accounts (IRA, 401k)
  • Joint bank accounts
  • Transfer-on-death accounts
  • Payable-on-death designations

These are NOT affected by wills or trusts.

❌ Assets That Require Court Process

Go through probate:

  • Real estate (not jointly owned)
  • Business ownership
  • Anything with a title in your name only
  • Bank accounts in your name only

These ARE affected by wills and trusts.

The Probate Problem

Without proper planning:

  • 6-12 month court process
  • Public record of your assets
  • Court fees and attorney costs (3-7% of estate value)
  • Assets frozen during probate
  • Heirs can't access property
  • Family disputes become public

The FlexTrust LLC Solution

Real estate and business interests are in your probate estate UNLESS owned by a trust.

With FlexTrust LLC:

  • Trust owns the LLC
  • LLC owns the properties
  • Nothing in your probate estate (for those assets)
  • Successor trustee takes over immediately
  • No court, no delays, no public record

Is a FlexTrust LLC Right for You?

Self-Assessment Checklist

Answer these questions:

If you answered YES to 5 or more questions, the FlexTrust LLC is likely right for you.

Next Steps:

  • Schedule free consultation
  • Review your current asset exposure
  • Determine optimal structure for your situation
  • Get implementation plan and pricing
  • Decide if professional formation makes sense

No obligation, no pressure - just honest analysis.

What Does the FlexTrust LLC Cost?

Professional Formation Investment

FlexTrust LLC Formation (3-6 properties):

  • Anonymous trust drafting: Included
  • Series LLC formation: Included
  • Operating agreement: Included
  • Property deed preparation: Included
  • Title and insurance coordination: Included
  • Bank account setup assistance: Included
  • Implementation training: Included

Total investment: $2,500-$6,500

Additional properties: $500-750 per property to add

Annual Maintenance:

The Real Question:

It's not "Can I afford to do this?"
It's "Can I afford NOT to do this?"

Why Work With Us

40+ Years of Protecting Texas Investors

📊

180+ Series LLCs Formed

We've implemented this exact structure hundreds of times. We know every step, every potential problem, every solution.

⚖️

Legal & Financial Expertise

Unlike attorneys who only do legal work or advisors who can't draft documents, we do both. Complete integration.

🌟

Texas Specialists

We know Texas law, Texas courts, Texas property records, Texas estate planning. Designed specifically for Texas investors.

Proven Track Record

40+ years protecting Texas investors. 385+ properties protected. A+ BBB rating with hundreds of client testimonials.

What Makes Us Different:

Most attorneys form LLCs but don't understand estate planning integration.

Most estate planning attorneys don't understand asset protection or Series LLCs.

We do all three: Asset protection, estate planning, and financial strategy - integrated into one comprehensive solution.

Become a Financial Ghost

Privacy, Protection, and Peace of Mind

In Today's Digital World:

Your financial information is completely public unless you take specific steps to protect it.

Anyone with internet access can:

  • Find what you own
  • See where you live
  • Calculate your net worth
  • Target you for lawsuits

You Can Change This:

The FlexTrust LLC transforms you from an open book to a financial ghost:

🔒

PRIVACY

Become invisible to public searches

🛡️

PROTECTION

Shield assets from lawsuits and creditors

📋

PLANNING

Seamless estate transition when you die

😌

PEACE OF MIND

Know your family is protected

The Time to Act Is Now:

You can't form an LLC after you're sued.
You can't create a trust after you die.
You can't establish privacy after you're public.

Don't wait until it's too late.

Schedule Your Free Consultation Today

The consultation is free. The protection is priceless. The peace of mind is invaluable.

About the Author

David Disraeli

Author, Thought Leader, Strategist, Entity Expert

David Disraeli is a personal CFO with 40+ years of experience in asset protection and estate planning. He is the creator of The FlexTrust LLC™ and the 360NetWorth™ methodology.

40+ Years Experience
180+ Series LLCs Formed
385+ Properties Protected
A+ BBB Rating

Mission: Helping investors and business owners protect their assets through sophisticated-but-practical legal structures that actually work when tested.